Did you know that your actual FICO score does not measure your bank account moves whether if they are checking or savings accounts. What it does is to look out for what you do with proven lenders such as credit cards, college, car loans and many others.

On the other hand, your UltraFICO score will monitor your banking behavior reviewing every metric that resulted from payments, money market accounts, micro-transactions, account history, account balance and more.

“Do you regularly pay your bills through your bank account? If you don't, you may want to start, since that will be considered too.” Said Nathan Danus, executive from DebtHelper.com in a press conference at the start of 2019.

Now, more than ever before, showing a responsible behavior will improve your credit score in major ways, since these agencies will have a more closer look at what you do with the assigned responsibilities of every credit history. And don’t worry about a thing, because UltraFICO scores won’t come to replace the standard FICO platform.

The world of credit reports will now be divided between those who have come with a well developed credit history, and those who don’t have it, but instead possess a consistent banking history. It is estimated that nearly 15 million consumers who don’t have a FICO score will surely receive an UltraFICO this same year.